Privacy Policy
Your privacy matters to us - here's how we protect your information
Last Updated: March 15, 2025
1 Information We Collect
At zenorithavalo, we collect information that helps us provide better financial analysis services and educational content. We're transparent about what we gather and why we need it.
Personal Information
- Name and contact details when you register for our services
- Professional information relevant to financial statement analysis
- Communication preferences and subscription settings
- Payment information for premium services (processed securely through third-party providers)
Usage Information
We track how you interact with our platform to improve your experience. This includes pages visited, time spent on different sections, and which educational resources prove most helpful.
2 How We Use Your Information
Every piece of information we collect serves a specific purpose in delivering our financial education and analysis services. We don't collect data just because we can.
- Providing personalized financial statement analysis and educational content
- Sending relevant updates about new features and educational resources
- Improving our platform based on user behavior and feedback
- Ensuring secure access to your account and protecting against fraud
- Complying with Australian financial services regulations and reporting requirements
Australian Privacy Principles Compliance
We strictly follow the Australian Privacy Principles under the Privacy Act 1988, ensuring your personal information is handled with the highest standards of care and protection.
3 Data Storage and Security
Your financial information deserves the highest level of protection. We use enterprise-grade security measures and store data in Australian-based servers to comply with local data sovereignty requirements.
| Security Measure | Description |
|---|---|
| Encryption | All data encrypted at rest and in transit using AES-256 standards |
| Access Controls | Multi-factor authentication and role-based access restrictions |
| Regular Audits | Quarterly security assessments and penetration testing |
| Data Backups | Automated daily backups with 30-day retention in secure Australian facilities |
4 Your Rights and Choices
Under Australian privacy law, you have significant control over your personal information. We make exercising these rights straightforward and free of charge.
Access and Correction
You can request a copy of all personal information we hold about you. If any details are incorrect or outdated, we'll fix them promptly upon request.
Data Portability
Want to take your data elsewhere? We'll provide your information in a standard format that's easy to use with other services.
Deletion Rights
You can request deletion of your personal information, subject to any legal obligations we have to retain certain records for Australian financial compliance purposes.
5 Information Sharing
We don't sell your personal information to third parties. Any sharing that occurs is strictly limited to providing our services or meeting legal requirements.
- Service providers who help deliver our platform (cloud hosting, payment processing)
- Professional advisors when required for legal or compliance matters
- Regulatory bodies if required by Australian law
- With your explicit consent for specific partnerships or integrations
All third parties we work with are bound by strict confidentiality agreements and must meet our security standards.
6 Cookies and Tracking
We use cookies to remember your preferences and improve your experience on our platform. Most cookies are essential for the site to function properly.
Essential Cookies
These keep you logged in and remember your settings. Without them, you'd have to re-enter information every time you visit.
Analytics Cookies
Help us understand which parts of our educational content are most valuable so we can create better resources. You can opt out of these through your browser settings.
7 International Data Transfers
While we primarily store data in Australia, some of our service providers may process information internationally. When this happens, we ensure appropriate safeguards are in place.
Any international transfers comply with Australian privacy law requirements, including adequate protection measures and your right to understand where your data goes.
8 Data Retention
We keep your information only as long as necessary to provide our services or meet legal requirements. Different types of data have different retention periods.
- Account information: Retained while your account is active plus 7 years for financial records
- Educational progress data: 3 years after account closure
- Communication logs: 2 years for support purposes
- Payment records: 7 years as required by Australian taxation law
9 Changes to This Policy
Privacy laws and our services evolve over time. When we update this policy, we'll notify you through email or a prominent notice on our platform.
Significant changes will be communicated at least 30 days before they take effect, giving you time to review and understand how they might affect you.
Questions About Your Privacy?
We're here to help with any privacy concerns or requests. Our team responds to all privacy inquiries within 48 hours.